Salary and Benefits

UCSF Clinical Training Salary Scales
Rates Effective October 1, 2025
Salary combined with housing allowance as of July 1, 2024:
| PGY | Monthly Rate | Annual Rate |
| 1 | $8,079.42 | $96,953.00 |
| 2 | $8,297.58 | $99,571.00 |
| 3 | $8,564.83 | $102,778.00 |
| 4 | $8,843.92 | $106,127.00 |
| 5 | $9,144.75 | $109,737.00 |
| 6 | $9,429.08 | $113,149.00 |
| 7 | $9,692.92 | $116,315.00 |
| 8 | $10,124.50 | $121,494.00 |
| 9 | $10,364.75 | $124,377.00 |
Salary for the 2026-2027 academic year will be determined by negotiation with union.
Health Benefits
UCSF residents and fellows have medical, dental, vision and prescription drug coverage. Visit the Resident & Fellow Insurance webpage for information on how to enroll and the Health Benefits page for more information on each of these benefits.
There are also supporting resources in place to help you select a plan, find a provider and expedite insurance enrollment. See the table below for more information.
| Need | Resource | What It Is | Contact Information |
|---|---|---|---|
| Assistance Navigating Health Coverage; Consultation on Medical Plan Selection; Consultation on Primary Care Provider or MH Provider Selection | UCSF Health Care Facilitation program | UCSF-specific service to provide free and confidential phone consultation for PCP/mental health provider selection/change, authorizations, benefits, and bills |
|
| Assistance Anthem Provider Search | Anthem network PCP | Primary and specialty care provider search; Health plan coverage |
More information about insurance benefits and networks: |
| UCSF-specific primary care | Patient navigators at UCSF who can arrange timely new patient appointments |
Please contact the call center to schedule a 15-minute phone call to speak with one of our New Patient Navigators for your care coordination: If you have any other questions, please call the primary care services New Patient Navigator line at (415) 514-4408, Monday through Friday from 9:00am to 4:30pm. |
|
| One Medical Care | In-network primary care options outside of UCSF with the annual fee waived for UCSF staff and family members |
Code for UCSF employees, trainees and their family members to waive the annual One Medical fee: UCXOMG (code is only available for the above populations) |
|
| Expediting Insurance Enrollment | Resident/Fellow Benefits Coordinator | Enrollment and eligibility issues; COBRA |
For assistance, contact:
|
Fitness & Recreation: UCSF offers a wide array of health and wellness programs to UCSF employees, including fitness centers at Mission Bay and Parnassus, outdoor programs, recreational sports, and more. Residents and fellows are eligible to purchase fitness center memberships. For more information visit Campus Life Services
Behavioral Health
Residents and fellows have access to many resources for mental health, including the Faculty and Staff Assistance Program, in-network therapists and psychiatrists, and Headspace Coaching, Therapy and Psychiatry.
For more information, go to Well-Being and Mental Health Resources for Residents and Fellows
For specific information on benefits, visit the UC Behavioral Health website.
Family-forming Program
We’ve partnered with Carrot to bring you comprehensive, inclusive and accessible fertility health care and family-forming services to support your unique journey. Get personalized step-by-step guidance, educational resources, and at-home support for egg/sperm/embryo preservation, in vitro fertilization (IVF), adoption, menopause, low testosterone (low T), and pregnancy. Read more on the Social and Family section of the UC Health and Insurance Coverage for Resident and Fellows site.
Financial Benefits
Residents and fellows at UCSF have access to financial benefits such as medical and dependent care flexible spending accounts, life and accidental death and disability insurance, retirement benefits and more. Read more about each of these offerings and more on the Financial Benefits page.
Malpractice Liability Information
Professional Liability coverage is provided through the UC Regents self-insurance program (https://www.ucop.edu/risk-services-insurance/medical.html).
The University is obligated by the California Tort Claims Act (Government Code section 825) to defend residents and fellows against any liability or malpractice claim arising out of their acts or omissions within the scope of university duties for work completed during the training period. Professional liability insurance coverage is maintained to meet such obligations. Exceptions to such coverage are acts or omissions during activities not within the scope of resident and clinical fellow University duties and acts or omissions resulting from fraud, corruption, malice or criminal negligence. All residents and fellows shall be subject to the provisions of the Medical Center and Medical Arbitration Regulations of the University of California. Subject to terms and conditions of service of the UCSF Health Admission and Medical Services Agreement, any dispute as to medical malpractice to which any member of the staff is a party shall be determined by submission to arbitration as provided by California law and not be a lawsuit or resort to court process except as California law provides for judicial review of arbitration proceedings. Faculty, staff and other employees, working within the course and scope of their University employment, and students who are regularly matriculated and following a regularly prescribed course of studies in the health sciences, absent actual fraud, corruption or malice on the part of the individual, are covered for any claim of malpractice by the Regents of the University of California self-insurance program. Residents and fellows have coverage that is limited to specific assignments in specific locations.
Work at affiliated or associated hospitals or elsewhere is clearly covered when it falls within the course or scope of university employment. Residents and fellows who enroll for shortterm elective rotations must provide documentation of malpractice insurance from their home institution.
The Risk Management Department is available to assist residents and fellows in situations where medical decisions could include legal considerations. The Risk Management Department attempts to minimize the University's exposure to hospital and medical malpractice liability.
Attorneys or investigators may contact residents and fellows to review and comment on the care provided to a patient. Trainees should contact the Risk Management Department before responding to any such requests. For information or questions about risk management or medical malpractice coverage please go to https://rmis.ucsf.edu
COBRA
Workers' Compensation
Domestic Partners